Equity Mortgage Services

Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the property ladder. Growing numbers of first home buyers are entering the housing market, with NAB reporting lending

Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you been putting off buying? If so, here’s how to get the ball rolling. Despite a cost-of-living crunch and several years of high interest rates, the Australian property market continues

With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on average. Here’s how to give your place a ‘green premium’. There’s a lot to love about winter. Cosy nights in, warming mugs of hot chocolate, and maybe a trip

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs. 2025 is shaping up to be a much better year for borrowers than 2024! Already, we’ve chalked up two rate cuts, and some experts are predicting there

Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments? This is the second cash rate cut in 2025, as the RBA attempts to ease cost-of-living pressures on Australian families. RBA Governor

It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years. It’s no surprise that something as big as Australia’s $11 trillion housing market has generated its fair share of myths and misconceptions. Chances are you’ve come

The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners. As the election dust settles, it’s time to get back to business as usual. But there could be a few

There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account. You may have heard that making repayments more frequently, say weekly instead of monthly, helps pay

Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition. US trade policies have hit media headlines this month following Donald Trump’s controversial tariff announcements on 2 April. The flow of tariff announcements coming out of the US has rattled share markets globally,

Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers. Housing affordability has reached boiling point. Both Labor and the Coalition agree on this. But they’re offering different solutions for first